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14 September 2013

Investment Ideas: Bajaj Finance Ltd

Bajaj Finance Limited is a diversified non-banking financial company. Company operate in three business segments Consumer Finance, SME Finance & Commercial Lending. Consumer finance includes : 2 Wheeler and 3 Wheeler Finance, Consumer Durables, Personal Loan Cross Sell, Salaried Personal Loans & Co-branded Credit Card. SME Finance includes: Loan Against Property, Home Loans, Working Capital Loans, & Loan Against Securities. Commercial Lending includes Construction Equipment Finance,  Infrastructure Finance, & Auto Component Manufacturer Financing. Company is largest two-wheeler lender, largest consumer durables lender in India. 

For Jun-13 quarter company’s total income increased by 33% , while profit after tax increased by 27%. Capital adequacy ratio stood at 21.5% & net non-performing assets (net NPA)  at 0.25% of its total loan book. Company has applied for Banking Licence.

Invest for long term

Yearly Financials (Rs in Crore)



Quarterly Financials (Rs in Crore)




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Any purchase/sale of a stock involves a high degree of investment risk. Caution all investors that they may lose some or all of their investment if they decide to purchase any stock listed here.

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